Does A lender requesting a service from a lendee enter into Usury?


Question:

If a man owes someone else money, and that someone else requested from him a certain service, which he fulfilled.

Is this considered a loan with a benefit for the lender, thus Riba (Usury)?

Answer:

Every loan that brings a benefit to the lender is Riba.

If a person loaned him the money to do this service, it would enter into this principle.

But if this service was requested disconnected from the loan and after it.
And the lender sought assistance from the lendee, without intending to do this as a reward for lending him the money nor exploiting the fact that he lended him money, then this is not included in the principle.
Due to the statement of his ﷺ:

(إنما الأعمال بالنيات)

“Actions are but by intentions.”

Answered by:
Shaykh Abu Hatim Yusuf Al-‘Inaabi Al-Jazaa’iree – may Allaah preserve him.

Source:
t.me/abouhatem/174

Answered on:
21nd, Rabee’ Al-Awwal, 1438H

Translated by:
Abu ‘Abdirrahman ‘Abdullaah bin Ahmed Ash-Shingaani